Terms Of Use
THIS TERMS OF USE APPLIES TO SEEDFI.COM INCLUDING ANY OF ITS SUBDOMAINS.  PLEASE CAREFULLY REVIEW THESE TERMS OF USE BEFORE USING THIS WEB SITE OR ACCESSING ANY DATA IN IT. BY ACCESSING THIS WEB SITE, YOU ARE INDICATING YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THESE TERMS OF USE. THESE TERMS OF USE ARE SUBJECT TO CHANGE BY SEEDFI AT ANY TIME IN ITS DISCRETION. YOUR USE OF THIS WEB SITE AFTER SUCH CHANGES ARE IMPLEMENTED CONSTITUTES YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THE CHANGES.
SeedFi contracts with Synapse, our backend software provider, and partner of Evolve Bank & Trust, member FDIC. By creating a user profile on SeedFi you agree to Synapse’s Terms of Service and Privacy Policy. To report a complaint relating to the bank services, email help@synapsefi.com.
To access this Web site or some of the resources it has to offer, you may be asked to provide certain registration details or other information, in addition to a password.

It is a condition of your use of this Web site that all the information you provide will be correct, current, and complete. If SeedFi believes the information you provide is not correct, current, or complete, SeedFi it has the right to refuse you access to this Web site or any of its resources, and to suspend or terminate your access at any time.

Any passwords used for this Web site are for individual use only. You will be responsible for the security of your password (if any).  SeedFi will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that SeedFi considers insecure, SeedFi will be entitled to require the password to be changed and/or terminate your access at any time.
1. Access To This Web Site
This Web site is designed to facilitate the transaction of consumer lending business with SeedFi.  You will only access or use this Web site and transact business with us if you are at least 18 years old.  You may not use this Web site for any purpose not expressly permitted, including any commercial purpose, without SeedFi’s express prior written consent. For example, you may not (and may not authorize any other party to) (i) co-brand this Web site, (ii) frame this Web site, or (iii) hyper-link to this Web site, without the express prior written permission of an authorized representative of SeedFi. For purposes of these Terms of Use, ‘‘co-branding’’ means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this Web site or content accessible within this Web site. You agree to cooperate with SeedFi in immediately ceasing any unauthorized co-branding, framing or hyper-linking.
Trademarks, service marks, and logos appearing in this Web site are the property of SeedFi or the party that provided the trademarks, service marks, and logos to SeedFi.  SeedFi and any party that provided trademarks, service marks, and logos to SeedFi retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this Web site.

The material and content accessible from this Web site, and any other World Wide Web site owned, operated, licensed, or controlled by SeedFi (the ‘‘Content’’), is the proprietary information of SeedFi or the party that provided the Content to SeedFi, and SeedFi or the party that provided the Content to SeedFi retains all right, title, and interest in the Content.  Neither title nor intellectual property rights are transferred to you by access to this Web site.
2. Restrictions On Use
3. Ownership Of Web Site
Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, crayon drawing, or otherwise,
without the prior written consent of SeedFi, except that you may print out a copy of the Content solely for your personal use. In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. You may not modify, participate in the sale or transfer of, or create derivative works based on any Content, in whole or in part.  You also may not “mirror” any material contained on this Web site on any other server. Any unauthorized use of any Content or Trademarks from this Web site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications statutes and regulations.
This Web site may be hyper-linked to other web sites controlled, owned, and operated by third parties (the “third-party sites”).  Hyper-links to third-party sites are provided solely as a service to users.  The hyper-links do not indicate any affiliation between SeedFi and the third-party sites or an endorsement by SeedFi of the third-party sites and any content therein.

Hyper-links are accessed at the user’s own risk. SeedFi has not reviewed any or all of such third-party sites. SeedFi cannot control and has no responsibility for content provided on the third-party sites. SeedFi may not even like the third-party sites. SeedFi makes no warranties or representations or warranties about the content, completeness, or accuracy of third-party sites. You acknowledge that use of any third-party sites is governed by the terms of use for those Web sites, and not by this Agreement.
5. Submissions
You hereby grant to SeedFi the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or other information communicated to SeedFi through this Web site (together, the ‘‘Submission’’), and to incorporate any Submission in other works in any form, media, or technology now known or later developed. SeedFi will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future SeedFi operations.
SeedFi will treat any personal information that you submit through this Web site in accordance with its Privacy Policy.
and to incorporate any Submission in other works in any form, media, or technology now known or later developed. SeedFi will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future SeedFi operations.
SeedFi will treat any personal information that you submit through this Web site in accordance with its
Privacy Policy.
6. Information You Provide
You may not post, send, upload, submit, publish, transmit, or otherwise make or attempt to make available, in connection with this Web site, any material that:
discloses private or personally identifiable information of any third party, including, without limitation, names, addresses, phone numbers, email addresses, Social Security numbers, driver’s license numbers, or bank account or credit card numbers, whether or not such private or personally identifiable information is displayed on or ascertainable from the Web site, or obtained or obtainable from sources unrelated to the Web site (such as from an online research);
is the proprietary material of any third party;
advocates illegal activity or discusses an intent to commit an illegal act;
is vulgar, obscene, pornographic, or indecent;
does not pertain directly to this Web site;
threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening, or offensive;
infringes any intellectual property or other right of any entity or person, including violating anyone’s copyrights or trademarks or their rights of publicity;
violates any law or may be considered to violate any law;
impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;
advertises any commercial endeavor;
includes programs that contain viruses, worms, and/or Trojan horses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications;
includes MP3 format files;
disobeys any policy or regulations established from time to time regarding use of this Web site or any networks connected to this Web site; or
SeedFi reserves the right to monitor use of this Web site to determine compliance with these Terms of Use, as well the right to remove or refuse any information for any reason. Notwithstanding these rights, you remain solely responsible for the content of your Submissions. You acknowledge and agree that neither SeedFi nor any third-party that provides Content to SeedFi will assume or have any liability for any action or inaction by SeedFi or such third-party with respect to any Submission.
7. Security
You are prohibited from using any services or facilities provided in connection with this Web site to compromise security or tamper with system resources
and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools, or network probing tools) is strictly prohibited. If you become involved in any violation of system security, SeedFi reserves the right to release your details to system administrators at other Web sites in order to assist them in resolving security incidents. SeedFi reserves the right to investigate suspected violations of these Terms of Use.

SeedFi reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing SeedFi to disclose the identity of anyone posting any e-mail messages, or publishing or otherwise making available any materials that are believed to violate these Terms of Use.
BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS SEEDFI FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY SEEDFI DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER SEEDFI OR LAW ENFORCEMENT AUTHORITIES.
8. Seperate Agreements
9. Disclaimer
You may have other agreements with SeedFi. Those agreements are separate and in addition to these Terms of Use. These Terms of Use do not modify, revise or amend the terms of any other agreements you may have with SeedFi.
You understand that SeedFi cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses, or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this Web site for the reconstruction of any lost data. SeedFi does not assume any responsibility or risk for your use of the Internet.
SEEDFI DOES NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED IN THIS WEB SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEB SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. SEEDFI DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING USE, OR THE RESULT OF USE, OF THE CONTENT IN TERMS OF ACCURACY, RELIABILITY, OR OTHERWISE. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND SEEDFI MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU, AND NOT SEEDFI, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS WEB SITE OR ITS CONTENT. SEEDFI MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.
All of the information in this Web site, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this Web site, and SeedFi does not undertake any obligation to update such information after it is posted or to remove such information from this Web site if it is not, or is no longer, accurate or complete.
10. Limitation On Liability
ou agree that all access and use of the Web site and its contents is at your own risk. Neither we, nor any third party involved in creating, producing or delivering the Web site, has or will have any responsibility for any consequences relating, directly or indirectly, to any action or inaction that you may take based on the Site and/or Services, or any aspect thereof.
WE WILL NOT BE HELD LIABLE FOR ANY DEFECTS, FAULTS, INTERRUPTIONS OR DELAYS IN THE OPERATION OR TRANSMISSION, PRODUCT, AND/OR OUT OF ANY INACCURACIES, ERRORS OR OMISSIONS IN THE INFORMATION CONTAINED IN THE SITE/SERVICES. UNDER NO CIRCUMSTANCES WILL ANY OF THE PARTIES BE HELD LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL,
CONSEQUENTIAL, EXEMPLARY, PUNITIVE OR ANY OTHER DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, ARISING OUT OF, BASED ON, RESULTING FROM, OR IN CONNECTION WITH THE SITE/SERVICE OR PRODUCT, THESE TERMS OF USE, OR YOUR USE OR INABILITY TO USE ANY OF THE FOREGOING, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
ALL OF THESE LIMITATIONS APPLY REGARDLESS OF THE CAUSE OR FORM OF ACTION, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, TORT OR OTHERWISE, AND EVEN IF WE OR OUR REPRESENTATIVES HAVE BEEN NEGLIGENT OR HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
11. Indemnification
12. Termination
You will indemnify and hold SeedFi, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (the ‘‘Indemnified Parties’’) harmless from any breach of these Terms of Use by you or your employee, contractor or agent, including any use of Content other than as expressly authorized in these Terms of Use. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorneys’ fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this Web site.
This Terms of Use is effective until terminated by SeedFi. SeedFi may terminate this Terms of Use at any time without notice, or suspend or terminate your access and use of the Web site at any time, with or without cause, in SeedFi’s absolute discretion and without notice. The following provisions of this Terms of Use shall survive termination of your use or access to the Web site: the sections concerning Indemnification, Disclaimer, Limitation of Liability, Waiver and any other provision that by its terms survives termination of your use or access to the Web site.
13. Waiver
14. Severability
15. Miscellaneous
Failure by SeedFi to enforce any of its rights under this Terms of Use shall not be construed as a waiver of those rights or any other rights in any way whatsoever.
You agree that if any provision of these Terms of Use shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms of Use and shall not affect the validity and enforceability of such other provisions.
These Terms of Use will be governed and interpreted pursuant to the laws of California, United States of America, notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in California in connection with any dispute between you and SeedFi arising out of these Terms of Use or pertaining to the subject matter hereof. The parties to these Terms of Use each agree that the exclusive venue for any dispute between the parties arising out of these Terms of Use or pertaining to the subject matter of these Terms of Use will be in the state and federal courts in San Francisco, CA. If any part of these Terms of Use is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. These Terms of Use constitute the entire agreement among the parties relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this Web site will govern the items to which they pertain. SeedFi may revise these Terms of Use at any time by updating this posting.
16. Electronic Fund Transfer Disclosure Document
The following disclosures are made in accordance with the federal law regarding electronic payments, deposits, transfers of funds and other electronic transfers to and from your account(s). There may be limitations on account activity that restrict your ability to make electronic fund transfers. Any such limits are disclosed in the appropriate agreements governing your account.

A. Definitions: Electronic Fund Transfer: Any transfer of funds, other than a transaction originated by check, draft or similar paper instrument, that is initiated through an electronic device or computer to instruct us to debit or credit an account. Electronic Fund Transfers include such electronic transactions as direct deposits or withdrawals of funds, transfers initiated via telephone, website or mobile application. Preauthorized Electronic Fund Transfer: An Electronic Fund Transfer that you have authorized in advance to recur at substantially regular intervals; for example, direct deposits into or withdrawal of funds out of your account.

B. Your Liability: Authorized Transfers: You are liable for all Electronic Fund Transfers that you authorize, whether directly or indirectly. Unauthorized Transfers: Tell us at once if you believe your account or PIN or Access Information (as defined below) is lost or stolen or has been or may be subject to unauthorized Electronic Fund Transfers. Support message us immediately to keep your possible losses to a minimum. You could lose all the money in your account(s). If you tell us within two (2) business days after learning of the loss or theft of your account access device, or after learning of any other unauthorized transfers from your account involving your account access device, you can lose no more than $50 if Electronic Fund Transfers are made without your permission. For these transactions, if you DO NOT tell us within two (2) business days after learning of the loss, theft or unauthorized use, and we can establish that we could have prevented the unauthorized transfer(s) if you had told us in time, you could lose as much as $500. Also, if your periodic account statement shows unauthorized transfers and you DO NOT tell us within sixty (60) days after the statement was delivered to you, you may not get back any money you lose after the sixty (60) day period if we can prove that we could have prevented the unauthorized transfer(s)
if you had told us in time. If an extenuating circumstance (such as extended travel or hospitalization) prevents you from promptly notifying us of a suspected lost or stolen access device or of any other suspected unauthorized transfer(s), the time periods specified in this Section B may be extended for a reasonable period.
17. Errors Or Questions About Transactions
Time Periods
Please contact us by emailing us at help@seedfi.com (1) if you believe a transaction receipt or a statement is wrong, or (2) if you need more information about a transaction on the receipt or statement. For consumer accounts, we must hear from you no later than sixty (60) days after we sent you the first statement on which the error or problem appeared. For business accounts, we must hear from you within one (1) business day of us sending you a receipt. Your inquiry must include: (x) your name, email associated with your account, and your account number (if available); (y) a description of the error or the transaction you are unsure about, and a clear explanation of why you believe there is an error or why you need more information; and (z) the dollar amount of the suspected error. If you tell us orally, we may require that you send us your inquiry via email within ten (10) business days.
Ten-Day Time Period: SeedFi will investigate promptly and, except as otherwise provided in this paragraph, shall determine whether an error occurred within 10 business days of receiving a notice of error. SeedFi shall report the results to the consumer in writing within three business days after completing its investigation. SeedFi shall correct the error within one business day after determining that an error occurred.
Forty Five-Day Time Period
If SeedFi is unable to complete its investigation within 10 business days, SeedFi may take up to 45 days from receipt of a notice of error to investigate and determine whether an error occurred, provided SeedFi does the following: (1) Provisionally credits the consumer's account in the amount of the alleged error (including interest where applicable) within 10 business days of receiving the error notice. SeedFi need not provisionally credit the consumer's account if:*
SeedFi does not receive written confirmation within 10 business days of an oral notice of error; or
Extension of Ten-Day Time Period - The time limit for resolution is extended to 20 business days in place of 10 business days if the notice of error involves an electronic fund transfer to or from the account within 30 days after the first deposit to the account was made; or
Extension of Forty Five-Day Time Period - The time limit for resolution is extended to 90 days in place of 45 days for completing an investigation, if a notice of error involves an electronic fund transfer that occurred within 30 days after the first deposit to the account was made.
The alleged error involves an account that is subject to Regulation T (Securities Credit by Brokers and Dealers, 12 CFR part 220)
(2)Informs the consumer, within two business days after the provisional crediting, of the amount and date of the provisional crediting and gives the consumer full use of the funds during the investigation;
(3) Corrects the error, if any, within one business day after determining that an error occurred; and
(4) Reports the results to the consumer within three business days after completing its investigation (including, if applicable, notice that a provisional credit has been made final).
(3) Extension of time periods. The time periods described above may be extended as follows:
18. Carrier Data Disclosure
You authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose to SeedFi and its third-party service providers your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, solely to verify your identity and prevent fraud for the duration of the business relationship. See our Privacy Policy for how we treat your data.
For help, please contact help@seedfi.com or call us at 1 (888) 858-8248.
Operating hours:
Monday - Friday / 8am - 8pm CST,
Saturday - Sunday / 9am - 4:30pm CST


Last updated:
July 16, 2019
Address
268 Bush St., #4411
San Francisco, CA 94104
©2019, SeedFi, Inc. All Rights Reserved.
Banking services are provided by Evolve Bank & Trust, Member FDIC.