Privacy Notice and
Privacy Policy
Privacy Policy
SeedFi is committed to protecting the privacy of your personal information. The Federal Privacy Notice applies to anyone who obtains a SeedFi loan. The Website Privacy Policy below applies to anyone who visits our site and outlines how we collect, use, and protect personal information.
Federal Privacy Notice
Rev. January 2020
Facts
Why?
How?
What?
What does SeedFi do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons SeedFi chooses to share; and whether you can limit this sharing.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and credit scores
Reasons we can share your personal information
Does SeedFi share?
Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes—
to offer our products and services to you
to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes—
information about your transactions and experiences
information about your transactions and experiences
For our affiliates’ everyday business purposes—
information about your creditworthiness
information about your creditworthiness
For our affiliates to market to you
For nonaffiliates to market to you
Yes
Yes
Yes
Yes
Yes
Yes
No
No
No
No
No
Yes
Yes
We don’t share
To limit our sharing
Questions?
Call 1 (888) 858-8248 – our menu will prompt you through your choice(s)
Call 1 (888) 858-8248
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Who we are
What we do
Who is providing this notice?
How does SeedFi protect my personal information?
How does SeedFi collect my personal information?
Why can’t I limit all sharing?
SeedFi
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you
- apply for a loan or give us your income
- information
- pay your bills or provide employment information
- give us your contact information
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
Definitions
Other important information
Affiliates
Nonaffiliates
Joint Marketing
For questions or complaints about this loan, contact SeedFi at 1 (888) 858-8248 or SeedFi Attn:Compliance Department, 268 Bush St., #4411, San Francisco, CA 94104.
For TX residents: SeedFi is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the lender, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. E-mail: consumer.complaints@occc.texas.gov
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Website Privacy Policy
This Privacy Policy covers the information practices of www.seedfi.com including its subdomains, related mobile application(s), related services and tools. When sites are posted by SeedFi, the site will link to this Privacy Policy, and this Privacy Policy applies. When sites are posted by third parties, the Privacy Policy of the third party applies, and this Privacy Policy does not apply.
1. Websites Covered
Our website, www.seedfi.com, may contain links to other websites. This Privacy Policy applies only to information collected here and does not govern the information practices or the content of other websites. We encourage you to review the Privacy Policies of other websites to understand their information practices.
SeedFi may collect your personal information if you decide to apply for a loan on our website. You will be asked to provide name, address, phone number, email address, and other similar personally identifiable information (“PII”). We may use your contact information to send you communication while we process your credit application. We may also use it to communicate to you about other products and services that we offer.
Providing your personal information is entirely optional.
We do not disclose any of your PII to anyone, except as permitted or required by law. For example, your PII may be used or shared to comply with any law, regulation, audit or court order. We also share PII with our service providers to conduct analytics or to look for ways to improve your customer experience. We never sell your information. In the event that our business or substantially all of the assets of the business are acquired, PII may be one of the things we are required to transfer to the acquiring business.
Providing your personal information is entirely optional.
We do not disclose any of your PII to anyone, except as permitted or required by law. For example, your PII may be used or shared to comply with any law, regulation, audit or court order. We also share PII with our service providers to conduct analytics or to look for ways to improve your customer experience. We never sell your information. In the event that our business or substantially all of the assets of the business are acquired, PII may be one of the things we are required to transfer to the acquiring business.
SeedFi uses commonly used information-gathering tools, such as cookies, to collect information as users navigate www.seedfi.com (“Website Navigational Information”). This section describes the types of Website Navigational Information we may collect and how we may use it.
2. Collection and Use of Personal Information
3. Website Navigational Information
account, or filling out a web form, you remain anonymous to us.
There are two types of cookies: session-based and persistent-based.
Session cookies exist only during one session on our website. They disappear from your computer when you close your browser or turn off your computer.
Persistent cookies remain on your computer after you close your browser or turn off your computer.
If you have chosen to identify yourself to us, we use session cookies containing encrypted information to allow us to uniquely identify you. Each time you log into the website, a session cookie containing an encrypted, unique ID that is tied to your account is placed in your browser. These session cookies allow us to uniquely identify you when you are logged in and to process your online transactions and requests. Session cookies are required to use our website.
We use persistent cookies to identify browsers that have previously visited our website – we are the only ones that can read and use these cookies. When you access the website or provide us with personal information, a unique ID is assigned to you. This ID is associated with a persistent cookie that we place on your web browser. We are especially careful about the security and confidentiality of the information stored in persistent cookies. For example, we do not store account numbers or passwords in persistent cookies. If you disable your web browser’s ability to accept cookies, it will be difficult for you to successfully navigate our website.
There are two types of cookies: session-based and persistent-based.
Session cookies exist only during one session on our website. They disappear from your computer when you close your browser or turn off your computer.
Persistent cookies remain on your computer after you close your browser or turn off your computer.
If you have chosen to identify yourself to us, we use session cookies containing encrypted information to allow us to uniquely identify you. Each time you log into the website, a session cookie containing an encrypted, unique ID that is tied to your account is placed in your browser. These session cookies allow us to uniquely identify you when you are logged in and to process your online transactions and requests. Session cookies are required to use our website.
We use persistent cookies to identify browsers that have previously visited our website – we are the only ones that can read and use these cookies. When you access the website or provide us with personal information, a unique ID is assigned to you. This ID is associated with a persistent cookie that we place on your web browser. We are especially careful about the security and confidentiality of the information stored in persistent cookies. For example, we do not store account numbers or passwords in persistent cookies. If you disable your web browser’s ability to accept cookies, it will be difficult for you to successfully navigate our website.
SeedFi uses tracking pixels alone or in conjunction with cookies to compile information about your usage of our website. Pixels recognize certain types of information on your computer, such as cookies, when you viewed a website tied to the pixel, and a description of a website tied to the pixel. For example, we may place pixels in marketing e-mails that notify us when you click on a link in the e-mail that directs you to our website. We use pixels to operate and improve our websites and e-mail communications. We may use information from pixels in combination with data about you to provide you with information about our products.
Tracking Pixels
When you visit the www.seedfi.com, we collect your Internet Protocol (“IP”) addresses to track and aggregate non-personally identifiable information. For example, we use IP addresses to monitor the regions in which you are located.
From time-to-time, we engage third parties to track and analyze non-personally identifiable usage and statistical information from individuals who visit us. We may also use other third-party cookies to track the performance of our advertisements. The information provided to third parties does not include PII, but it may be re-associated with PII after we receive it. This Privacy Policy does not cover the use of third-party cookies.
IP Addresses
We may share Data about our Customers with our agents to ensure the quality of information provided. We do not share, sell, rent, or trade PII with third parties for their promotional purposes.
We reserve the right to disclose PII if required by law or if we reasonably believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process.
We reserve the right to disclose PII if required by law or if we reasonably believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process.
We do not process or respond to “do not track” signals or other similar mechanisms.
We are committed to protecting the confidentiality of your information and online transactions. We maintain physical, electronic and procedural safeguards designed to protect your personal information. We have security procedures in place to safeguard against loss, theft, unauthorized access, destruction, misuse, and modification of this information after we receive it. For example, we restrict access to the information to our employees, agents and contractors who need to know it to provide products or services to you.
4. Sharing of Information Collected
5. Do Not Track
6. Security
Our products are intended for use by individuals who are at least 18 years old. If you are under the age of 18, you should not be visiting www.seedfi.com. We do not knowingly collect or retain personal information from children under the age of 18. If you are under the age of 18 and are visiting or otherwise using www.seedfi.com, you are advised not to disclose or provide any personally identifiable information to us.
If you reside outside the United States, you understand and agree that any information you provide to us will be transferred from the country of your residence or location at the time it was provided to the United States. If you do not want your personally identifiable information to be transferred to the United States, do not provide that information to us. By providing us with your information, you consent to the transfer of your information to the United States.
We reserve the right to change this Privacy Policy at any time. You will not be given any notice to these modifications. Your continued use of the website after any changes are posted will be deemed to constitute your agreement to and acceptance of such changes to this Privacy Policy.
Questions regarding this Privacy Policy or our information practices should be directed to SeedFi at help@seedfi.com.
Effective Date: June 27, 2019
7. Personal Information on Children
8. If You Access From Outside the United States
9. Changes to this Privacy Policy
10. Contacting Us
Address
268 Bush St., #4411San Francisco, CA 94104
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Banking services and some personal loans are provided by SeedFi's Banking Partners.