Why can’t I access all of my money right away?

Why can’t I access all of my money right away?

When you sign up for a Borrow & Grow Plan, you are signing up for a loan that is partly locked in a savings account. We do this to give you a lower rate, help you build savings, and to help protect us against a customer who does not fully repay their loan. Repeat customers may be eligible to access more money up front and require less to be secured in their savings account.