Do pigs fly? No! That would be preposterous! Just like hidden fees!
We believe in complete transparency when it comes to... well, everything. Applying for a loan with SeedFi is free, and there are no prepayment penalties.
Borrow & Grow Plan: The only fees we charge are late fees, and we put every late fee dollar you pay into your SeedFi Savings Account. You get every dollar of the late fees back when you repay the loan in full. Know anyone else that does that for you? We've got your back. 👍
Credit Builder Plan: We charge the equivalent of $1 per month, which gets distributed across all your payments. Per payment, this comes out to $0.46, $0.50, and $1.00 for customers on biweekly, semimonthly, and monthly plans, respectively. We do not charge late fees.
We don’t charge any fees on Trial Savings Loans.