Borrow without fear, save without stress, and build credit with confidence. SeedFi’s plans give you a way to grow your money, no matter where you’re starting.
Our Plans
Start where you are.
You have more options than you think. Regardless of your starting point, we have a plan that will help you master your money and start building for your future.
Credit Builder Prime
A smart way to build credit and grow your savings.
Great for
Building credit ¹
Growing your savings
Getting ahead
Borrow & Grow
Borrow the money you need now with built-in savings for later.
Great for
Immediate cash need
Build positive payment history¹
Growing your savings
The Facts
The average person is set up to fail at money.
If you struggle to save and build credit, the problem isn’t with you — it’s with the system that’s been set up to profit when people fail.
47% of Americans have poor or no credit.2
57% have less than $1,000 in a savings account.3
The Good Stuff
Money Wins made possible.
SeedFi is a step up for your next step, whatever it is. There’s no Money Win too big or small — just ask our members.
See how Thomas consolidated his debt ➔
“SeedFi helped me pay off some credit card debt and only have one payment to worry about. The process was very quick and easy. I had money the next day.”
Thomas Baytown, TX
See how John eliminated his debt ➔
“I was lucky to find SeedFi. During the pandemic my hours were cut and I started to pile up some debt. They were quick to get me the money I needed.”
John Garland, TX
See how Jamar is growing his future ➔
“SeedFi helped me during a rough time... I saw an opportunity to grow and have possible benefits for the future.”
Jamar Dallas, TX
See how Linlee got peace of mind ➔
“Once I unlock my savings, I'm going to keep it saved! The knowledge that I have a safety net if I need it provides so much peace of mind!”
Linlee Lubbock, TX
See how Sara is saving for a house ➔
“I am going to use my SeedFi savings to add to my down payment for a house!”
Sara Dallas, TX
See how Amy is building credit ➔
“My favorite thing about SeedFi is how easy it is to build your credit and the payment plan is so simple. Go for it! You have nothing to lose!”
Amy Randolph, NJ
See how Mario got a good rate ➔
“I looked at different places, I compared rates... SeedFi provided the best program."
Mario Spring, TX
See how Gildaro got back on his feet ➔
“During the dark times of the pandemic SeedFi helped me get back on my feet when my hours were cut. Now I will use my new savings to invest in my future!”
Gildaro Murray, UT
See how Tracey saved for a rainy day fund ➔
“SeedFi was a fast and straight forward process. I love that once paying off my loan, I have a savings to be able to use if needed.”
Tracey Houston, TX
See how Christopher got his lowest rate ➔
“After losing my job because of COVID, SeedFi came to my rescue. They gave me a loan with an interest rate lower than I've ever received.”
Christopher Clementon, NJ
See how Darius saved his home ➔
“SeedFi is a helping hand when you need it. In the middle of a pandemic they were there to help me and saved me from losing my apartment. SeedFi is a great decision.”
Darius Lumberton, NJ
See how Madysun prepared for winter ➔
“SeedFi helped me get my vehicle new tires for winter and pay-off some bills that were weighing down on my shoulders! I'm thankful I found SeedFi!”
Madysun Tremonton, NJ
See how Juan feels about saving ➔
“SeedFi was really easy and real quick to work with. Once you finish paying it off you get your savings and that’s a win-win for me.”
Juan Galena Park, TX
See how Jennifer got ahead ➔
“SeedFi has been a life saver and helped me get ahead of my monthly bills and at the same time allowing me to finally save some money!”
Jennifer Jersey City, NJ
See how Megan was surprised ➔
“The fact that I was able to get approved and don’t have the best credit was everything to me!”
Megan Corsicana, TX
See how Mikell is building credit ➔
“SeedFi helped me with money needed until payday and also added a positive account on my credit report. I will continue to build great credit until it's excellent.”
Mikell Mesquite, TX
See how Elizabeth paid for an emergency surgery ➔
“SeedFi helped me with medical bills when my son needed an unexpected surgery.”
Elizabeth Laurence Harbor, NJ
See how Thomas consolidated his debt ➔
“SeedFi helped me pay off some credit card debt and only have one payment to worry about. The process was very quick and easy. I had money the next day.”
Thomas Baytown, TX
See how John eliminated his debt ➔
“I was lucky to find SeedFi. During the pandemic my hours were cut and I started to pile up some debt. They were quick to get me the money I needed.”
John Garland, TX
See how Jamar is growing his future ➔
“SeedFi helped me during a rough time... I saw an opportunity to grow and have possible benefits for the future.”
Jamar Dallas, TX
See how Linlee got peace of mind ➔
“Once I unlock my savings, I'm going to keep it saved! The knowledge that I have a safety net if I need it provides so much peace of mind!”
Linlee Lubbock, TX
See how Sara is saving for a house ➔
“I am going to use my SeedFi savings to add to my down payment for a house!”
Sara Dallas, TX
See how Amy is building credit ➔
“My favorite thing about SeedFi is how easy it is to build your credit and the payment plan is so simple. Go for it! You have nothing to lose!”
Amy Randolph, NJ
See how Mario got a good rate ➔
“I looked at different places, I compared rates... SeedFi provided the best program."
Mario Spring, TX
See how Gildaro got back on his feet ➔
“During the dark times of the pandemic SeedFi helped me get back on my feet when my hours were cut. Now I will use my new savings to invest in my future!”
Gildaro Murray, UT
See how Tracey saved for a rainy day fund ➔
“SeedFi was a fast and straight forward process. I love that once paying off my loan, I have a savings to be able to use if needed.”
Tracey Houston, TX
See how Christopher got his lowest rate ➔
“After losing my job because of COVID, SeedFi came to my rescue. They gave me a loan with an interest rate lower than I've ever received.”
Christopher Clementon, NJ
See how Darius saved his home ➔
“SeedFi is a helping hand when you need it. In the middle of a pandemic they were there to help me and saved me from losing my apartment. SeedFi is a great decision.”
Darius Lumberton, NJ
See how Madysun prepared for winter ➔
“SeedFi helped me get my vehicle new tires for winter and pay-off some bills that were weighing down on my shoulders! I'm thankful I found SeedFi!”
Madysun Tremonton, NJ
See how Juan feels about saving ➔
“SeedFi was really easy and real quick to work with. Once you finish paying it off you get your savings and that’s a win-win for me.”
Juan Galena Park, TX
See how Jennifer got ahead ➔
“SeedFi has been a life saver and helped me get ahead of my monthly bills and at the same time allowing me to finally save some money!”
Jennifer Jersey City, NJ
See how Megan was surprised ➔
“The fact that I was able to get approved and don’t have the best credit was everything to me!”
Megan Corsicana, TX
See how Mikell is building credit ➔
“SeedFi helped me with money needed until payday and also added a positive account on my credit report. I will continue to build great credit until it's excellent.”
Mikell Mesquite, TX
See how Elizabeth paid for an emergency surgery ➔
“SeedFi helped me with medical bills when my son needed an unexpected surgery.”
Elizabeth Laurence Harbor, NJ
See how Thomas consolidated his debt ➔
“SeedFi helped me pay off some credit card debt and only have one payment to worry about. The process was very quick and easy. I had money the next day.”
Thomas Baytown, TX
See how John eliminated his debt ➔
“I was lucky to find SeedFi. During the pandemic my hours were cut and I started to pile up some debt. They were quick to get me the money I needed.”
John Garland, TX
See how Jamar is growing his future ➔
“SeedFi helped me during a rough time... I saw an opportunity to grow and have possible benefits for the future.”
Jamar Dallas, TX
See how Linlee got peace of mind ➔
“Once I unlock my savings, I'm going to keep it saved! The knowledge that I have a safety net if I need it provides so much peace of mind!”
Linlee Lubbock, TX
See how Sara is saving for a house ➔
“I am going to use my SeedFi savings to add to my down payment for a house!”
Sara Dallas, TX
See how Amy is building credit ➔
“My favorite thing about SeedFi is how easy it is to build your credit and the payment plan is so simple. Go for it! You have nothing to lose!”
Amy Randolph, NJ
See how Thomas consolidated his debt ➔
“SeedFi helped me pay off some credit card debt and only have one payment to worry about. The process was very quick and easy. I had money the next day.”
Thomas Baytown, TX
Customer was compensated for sharing their experience.
See how John eliminated his debt ➔
“I was lucky to find SeedFi. During the pandemic my hours were cut and I started to pile up some debt. They were quick to get me the money I needed.”
John Garland, TX
Customer was compensated for sharing their experience.
See how Jamar is growing his future ➔
“SeedFi helped me during a rough time... I saw an opportunity to grow and have possible benefits for the future.”
Jamar Dallas, TX
Customer was compensated for sharing their experience.
See how Linlee got peace of mind ➔
“Once I unlock my savings, I'm going to keep it saved! The knowledge that I have a safety net if I need it provides so much peace of mind!”
Linlee Lubbock, TX
Customer was compensated for sharing their experience.
See how Sara is saving for a house ➔
“I am going to use my SeedFi savings to add to my down payment for a house!”
Sara Dallas, TX
Customer was compensated for sharing their experience.
See how Amy is building credit ➔
“My favorite thing about SeedFi is how easy it is to build your credit and the payment plan is so simple. Go for it! You have nothing to lose!”
Amy Randolph, NJ
Customer was compensated for sharing their experience.
See how Mario got a good rate ➔
“I looked at different places, I compared rates... SeedFi provided the best program."
Mario Spring, TX
Customer was compensated for sharing their experience.
See how Gildaro got back on his feet ➔
“During the dark times of the pandemic SeedFi helped me get back on my feet when my hours were cut. Now I will use my new savings to invest in my future!”
Gildaro Murray, UT
Customer was compensated for sharing their experience.
See how Tracey saved for a rainy day fund ➔
“SeedFi was a fast and straight forward process. I love that once paying off my loan, I have a savings to be able to use if needed.”
Tracey Houston, TX
Customer was compensated for sharing their experience.
See how Christopher got his lowest rate ➔
“After losing my job because of COVID, SeedFi came to my rescue. They gave me a loan with an interest rate lower than I've ever received.”
Christopher Clementon, NJ
Customer was compensated for sharing their experience.
See how Darius saved his home ➔
“SeedFi is a helping hand when you need it. In the middle of a pandemic they were there to help me and saved me from losing my apartment. SeedFi is a great decision.”
Darius Lumberton, NJ
Customer was compensated for sharing their experience.
See how Madysun prepared for winter ➔
“SeedFi helped me get my vehicle new tires for winter and pay-off some bills that were weighing down on my shoulders! I'm thankful I found SeedFi!”
Madysun Tremonton, NJ
Customer was compensated for sharing their experience.
See how Juan feels about saving ➔
“SeedFi was really easy and real quick to work with. Once you finish paying it off you get your savings and that’s a win-win for me.”
Juan Galena Park, TX
Customer was compensated for sharing their experience.
See how Jennifer got ahead ➔
“SeedFi has been a life saver and helped me get ahead of my monthly bills and at the same time allowing me to finally save some money!”
Jennifer Jersey City, NJ
Customer was compensated for sharing their experience.
See how Megan was surprised ➔
“The fact that I was able to get approved and don’t have the best credit was everything to me!”
Megan Corsicana, TX
Customer was compensated for sharing their experience.
See how Mikell is building credit ➔
“SeedFi helped me with money needed until payday and also added a positive account on my credit report. I will continue to build great credit until it's excellent.”
Mikell Mesquite, TX
Customer was compensated for sharing their experience.
See how Elizabeth paid for an emergency surgery ➔
“SeedFi helped me with medical bills when my son needed an unexpected surgery.”
Elizabeth Laurence Harbor, NJ
Customer was compensated for sharing their experience.
See how Thomas consolidated his debt ➔
“SeedFi helped me pay off some credit card debt and only have one payment to worry about. The process was very quick and easy. I had money the next day.”
Thomas Baytown, TX
Customer was compensated for sharing their experience.
See how John eliminated his debt ➔
“I was lucky to find SeedFi. During the pandemic my hours were cut and I started to pile up some debt. They were quick to get me the money I needed.”
John Garland, TX
Customer was compensated for sharing their experience.
See how Jamar is growing his future ➔
“SeedFi helped me during a rough time... I saw an opportunity to grow and have possible benefits for the future.”
Jamar Dallas, TX
Customer was compensated for sharing their experience.
See how Linlee got peace of mind ➔
“Once I unlock my savings, I'm going to keep it saved! The knowledge that I have a safety net if I need it provides so much peace of mind!”
Linlee Lubbock, TX
Customer was compensated for sharing their experience.
See how Sara is saving for a house ➔
“I am going to use my SeedFi savings to add to my down payment for a house!”
Sara Dallas, TX
Customer was compensated for sharing their experience.
See how Amy is building credit ➔
“My favorite thing about SeedFi is how easy it is to build your credit and the payment plan is so simple. Go for it! You have nothing to lose!”
Amy Randolph, NJ
Customer was compensated for sharing their experience.
See how Mario got a good rate ➔
“I looked at different places, I compared rates... SeedFi provided the best program."
Mario Spring, TX
Customer was compensated for sharing their experience.
See how Gildaro got back on his feet ➔
“During the dark times of the pandemic SeedFi helped me get back on my feet when my hours were cut. Now I will use my new savings to invest in my future!”
Gildaro Murray, UT
Customer was compensated for sharing their experience.
See how Tracey saved for a rainy day fund ➔
“SeedFi was a fast and straight forward process. I love that once paying off my loan, I have a savings to be able to use if needed.”
Tracey Houston, TX
Customer was compensated for sharing their experience.
See how Christopher got his lowest rate ➔
“After losing my job because of COVID, SeedFi came to my rescue. They gave me a loan with an interest rate lower than I've ever received.”
Christopher Clementon, NJ
Customer was compensated for sharing their experience.
See how Darius saved his home ➔
“SeedFi is a helping hand when you need it. In the middle of a pandemic they were there to help me and saved me from losing my apartment. SeedFi is a great decision.”
Darius Lumberton, NJ
Customer was compensated for sharing their experience.
See how Madysun prepared for winter ➔
“SeedFi helped me get my vehicle new tires for winter and pay-off some bills that were weighing down on my shoulders! I'm thankful I found SeedFi!”
Madysun Tremonton, NJ
Customer was compensated for sharing their experience.
See how Juan feels about saving ➔
“SeedFi was really easy and real quick to work with. Once you finish paying it off you get your savings and that’s a win-win for me.”
Juan Galena Park, TX
Customer was compensated for sharing their experience.
See how Jennifer got ahead ➔
“SeedFi has been a life saver and helped me get ahead of my monthly bills and at the same time allowing me to finally save some money!”
Jennifer Jersey City, NJ
Customer was compensated for sharing their experience.
See how Megan was surprised ➔
“The fact that I was able to get approved and don’t have the best credit was everything to me!”
Megan Corsicana, TX
Customer was compensated for sharing their experience.
See how Mikell is building credit ➔
“SeedFi helped me with money needed until payday and also added a positive account on my credit report. I will continue to build great credit until it's excellent.”
Mikell Mesquite, TX
Customer was compensated for sharing their experience.
See how Elizabeth paid for an emergency surgery ➔
“SeedFi helped me with medical bills when my son needed an unexpected surgery.”
Elizabeth Laurence Harbor, NJ
Customer was compensated for sharing their experience.
See how Thomas consolidated his debt ➔
“SeedFi helped me pay off some credit card debt and only have one payment to worry about. The process was very quick and easy. I had money the next day.”
Thomas Baytown, TX
Customer was compensated for sharing their experience.
See how John eliminated his debt ➔
“I was lucky to find SeedFi. During the pandemic my hours were cut and I started to pile up some debt. They were quick to get me the money I needed.”
John Garland, TX
Customer was compensated for sharing their experience.
See how Jamar is growing his future ➔
“SeedFi helped me during a rough time... I saw an opportunity to grow and have possible benefits for the future.”
Jamar Dallas, TX
Customer was compensated for sharing their experience.
See how Linlee got peace of mind ➔
“Once I unlock my savings, I'm going to keep it saved! The knowledge that I have a safety net if I need it provides so much peace of mind!”
Linlee Lubbock, TX
Customer was compensated for sharing their experience.
See how Sara is saving for a house ➔
“I am going to use my SeedFi savings to add to my down payment for a house!”
Sara Dallas, TX
Customer was compensated for sharing their experience.
See how Amy is building credit ➔
“My favorite thing about SeedFi is how easy it is to build your credit and the payment plan is so simple. Go for it! You have nothing to lose!”
Amy Randolph, NJ
Customer was compensated for sharing their experience.
SeedFi is the money plan for dreamers, seekers, newbies, chasers, doers, strivers, & you.